Earn
4.50%APY1

Vault.Bank offers a hassle-free, self-service banking experience. Open your new personal Demand and Savings Accounts to start earning 4.50% APY1, it only takes a few minutes online or in our mobile application.

Launch update:

Vault.Bank is coming very soon – just not today. Our commitment to service excellence means we need a little more time. We’re working diligently with multiple partners to put the finishing touches on this custom-built experience for you. We demand excellence and that is what we will deliver. It’s going to be worth it!

In the meantime, join our waitlist to receive updates on our new launch date!

An image of the Vault.bank application on mobile and desktop
An image of the Vault.Bank application on mobile and desktop, with a bank card
The Future of Banking

Welcome to Vault.Bank

Modern Banking for Real Life at Vault.Bank, we do more than store your money - we help you move forward. Whether you're managing inconsistent freelance income, scaling a growing company, or just looking for a banking experience that finally fits your lifestyle, we're built around what real customers need.

Features and Services

Why Vault.Bank?  

Open an Account Fast

Start banking in minutes with our quick and hassle-free account opening process.

Instant Money Transfer

Seamlessly send and receive funds instantly with our secure money transfer feature.

Money Flow

Effortlessly streamline your finances with our intuitive and automated money management tools.

Family Accounts

Manage finances together with
dedicated family accounts for seamless
control and transparency.

Easy-to-Use App

Navigate effortlessly and access
banking features with ease on our
user-friendly mobile and web apps.

Saving Goals

Set and achieve your financial goals
with personalized savings tools tailored
to your needs.

Vault Credit Card, COMING SOON!

Steel The Show 3, 4

The Vault Credit Card is designed to meet all your financial needs. Easy integration with Apple Pay® or Google Wallet™ makes your finances more accessible and secure.

Luxury
Metal Card

up to

2.00%

Cash Back

Peace of mind

FDIC Protection on
Funds Up to $4M

Rather than opening and managing multiple bank accounts at various institutions, you can unlock up to $4 million in FDIC coverage with our Sweep Account.

Safeguard your deposits and protect up to 15x what other
banks offer today.

Deposits are spread across our network of 40+ trusted banks without requiring you to open or manage separate accounts.

Easy to setup, manage, and monitor your deposits
24/7 from one place.

An infographic showing different account types that are protected with FDIC insurance
A graphic showing different UI alerts: "Secure account connection" and "suspicious activity"
Safe and Secure

Securing Your Data
Is Our #1 Priority

We are committed to safeguarding our customers' sensitive information by implementing stringent measures and continuously updating our security protocols. Your trust and peace of mind are paramount to us, driving our dedication to maintaining the highest standards of security.

We utilize strong, industry-standard protocols to ensure
the safety and confidentiality of your data.

We enforce multi-factor authentication across all your
accounts and transfers.

We employ state-of-the-art tools to detect and halt
suspicious activities.

ACCOUNTS

Account Options

Browse some of the essential account offerings at Vault.Bank

Demand Accounts - For your everyday spending with a Vault Debit Card included.

Savings Accounts - High interest account. Helps save for your future goals.

Credit Card

Empowering Your Finances

Our Commitment to You

At Vault.Bank, your financial goals are our foremost focus. We combine state-of-the-art technology with exceptional customer service to strengthen your financial future and help
you reach your potential. With our commitment to excellence and innovative solutions, Vault.Bank serves as a trusted partner, providing security, reliability, and empowerment
on your financial journey.

Armed With
Innovative Technology

Just like a physical vault protects sensitive materials within, we use superior technology to ensure your banking experience is as secure and user-friendly as possible.

Unwavering
Customer Service

At Vault.Bank, we are devoted to our customers. You can reach us almost anywhere. It is with great satisfaction that we can assist you by phone, app, or chat!

Honesty
and Integrity

We stand firm in our values, embodying what it means to be honest and trustworthy. We will always do what’s beneficial for you, keeping your best interests in mind.

Tenacious
Strength and Stability

We pride ourselves in our security and reliability. The foundation of our bank is like that of impenetrable vault doors – reinforced and durable – so you never have to worry about your finances.

Ready to get started?

Sign up today and experience the
difference of banking with Vault.Bank.

Vault Credit Cards are issued by Bank of Brodhead d/b/a Vault.Bank. Visa and the Visa Signature logo are registered trademarks of Visa.

Vault Debit Cards are issued by Bank of Brodhead. Visa and the Visa Debit logo are registered trademarks of Visa.

Notice to Wisconsin Residents

Your application confirms that this credit request is being incurred in the interest of your marriage or family. No provisions of any marital property agreement, unilateral statement, or court decree adversely affects our rights unless you give us a copy of the agreement, statement, or decree before we grant you credit, or we have actual knowledge of the adverse provision before your account is opened.

  1. Annual Percentage Yield (APY) as of 9/26/2024 and subject to change at any time.

  2. Bank of Brodhead is a member of the FDIC and does not provide more than $250,000 of FDIC insurance per legal category of account ownership, as described in FDIC regulation. Additional FDIC insurance coverage is provided through participation in our Insured Cash Sweep Account. See full terms at vault.bank/personal/vault-sweep-account

  3. Vault Credit Card issuance subject to credit approval.

  4. APRs for Vault.Bank range from 19.24% to 29.99% based on creditworthiness. Rates as of 9/1/2024. Existing customers can view their APR in their Vault.bank app or www.vault.bank.