Your Potential, Unlocked
By entering Vault.Bank, your financial future becomes our priority. We leverage innovative technology to forge a strong foundation that safeguards your finances and unlocks your potential. Experience an elevated defense of your funds and top-of-the-line customer service designed to direct a profitable path for you.
Building the Future Since 1896: A Legacy of Innovation
Vault.Bank is powered by Bank of Brodhead, a community bank built on more than 125 years of trust, financial strength, and commitment to the people it serves. While banking has evolved over the decades, our belief in putting customers first has never changed.
At Vault.Bank, we combine modern digital banking with the personal service that has defined our organization for generations. Every customer is supported by a dedicated service representative who takes the time to understand their needs and provide real solutions. To us, banking is about relationships—not transactions—and every customer deserves to be known, valued, and supported.
Unlike many digital banks, Vault.Bank is backed by the experience, stability, and expertise of a long-standing financial institution. Our strong foundation allows us to innovate with confidence, delivering secure, technology-driven banking experiences without losing the personal connection that matters most.
We believe the future of banking should be simpler, smarter, and more human. Guided by our core values of trust, service, security, and innovation, we're committed to challenging industry norms and creating better financial experiences for the people and communities we serve.
Explore our mission and values to learn what drives Vault.Bank forward.
The Beginning
A commitment to community banking starts in Brodhead.
Building for Growth
Construction begins on a new chapter.
A New Home
Expanded facilities serve a growing community.
Modern Banking
New services and technology arrive.
Still Local
Independent, community-focused banking continues.
Arm Ourselves With Innovative Technology
Just like vaults utilize the strongest provisions to protect their sensitive materials within, we use superior technology to ensure your banking experience is as secure, easy, and user friendly as possible.
Offer Strength & Stability
Much like an actual vault, we pride ourselves in our security and reliability. The foundation of our bank is like that of impenetrable vault doors – reinforced and durable – so you never have to worry about your finances.
Unwavering Customer Service
At Vault.Bank, we are devoted to our customers. You can reach us anytime, anywhere. It is with great satisfaction that we can assist you by phone, app, or via chat!
Tenacity
Enjoy unrivaled banking like you’ve never seen before. Here, we don’t let limits define us. We are excited by challenges and view them as an opportunity to make banking better.
Integrity
We stand firm in our values, embodying what it means to be honest and trustworthy. We will always do what’s beneficial for the customer, keeping your best interests in mind.
What We’ve Accomplished So Far
For over 125 years, we have been committed to providing our customers with top-notch service and powerful financial expertise to help them meet their financial goals.
1896
For over 125 years, Bank of Brodhead has been built on a foundation of trust, integrity, and commitment. We're proud to have played a vital role in shaping the communities we serve, while also supporting our customers, employees, and investors. These are the values that Vault.Bank has been built upon.
1980
Over time, shifting societal demands and technological advancements have transformed the way people handle their finances. In the early days, our organization pioneered a revolutionary innovation: the drive-up window, which debuted at our corporate headquarters in 1980. By allowing customers to conduct transactions from the comfort of their vehicles, we significantly accelerated our service delivery.
2002
When we created the bankofbrodhead.com website, the 24/7-access feature was particularly beneficial for customers who had non-traditional schedules or were located in remote areas with limited banking hours.
2023
Our President and CEO Michael J. Olson made the decision to expand our reach to offer more services to customers beyond our traditional community banking model. By launching a digital bank, we are able to leverage digital technology to provide a more modern and convenient banking experience for our customers.
2024
The launch of Vault.Bank's mobile app has revolutionized the way people manage their finances. With the app, individuals can now access their financial accounts from anywhere, at any time, providing unparalleled convenience and transparency. The app's user-friendly interface allows users to log in using a combination of secure credentials, including username and password, as well as advanced biometric authentication methods like fingerprint or facial recognition.
2025
In 2025, Vault.Bank continued to grow as a modern digital banking platform backed by the 129-year legacy of Bank of Brodhead. We expanded our products and services, enhanced our digital banking experience, and introduced new tools designed to make banking simpler, safer, and more convenient. While our technology continues to evolve, our commitment to personalized service, trusted relationships, and putting customers first remains unchanged.In 2025, we expanded our product lineup with the introduction of our Demand Account—a modern alternative to traditional checking that offers the flexibility of everyday banking without paper checks. With a highly competitive rate, our Demand Account quickly became one of the top-performing options in its category. We also strengthened our presence across Wisconsin through a partnership with the University of Wisconsin–Madison Athletics program, helping introduce the Vault.Bank brand to communities throughout the state. To support the next generation of savers and spenders, we launched our Minor Debit Account program for teens ages 13–17. With parent or guardian approval, young account holders can begin building healthy financial habits while enjoying the convenience and security of digital banking.
Meet Our Team
Meet the team behind Vault.Bank.
Interested in Working With Us?
Our team is growing, check for open positions below.